Pretentious Snobby Bastard Fly Fishing!

Got my direct deposit today!

Unfortunately I'm going to have to buy a new laptop in the near future so that's where mine it going...

Being I broke my 5 wt., and may end up purchasing a new rod, and an Orvis CFO.

We got ours too.  Spent on past and future Instacart driver tips, which had previously gone to my bartenders and waiters.  Oh, and I also spend it on the fees/mark-up which have made Apoorva Mehta a billionaire. 

well damn it, a "deal" popped up on a laptop that I couldn't refuse... still spendy but it should last me at least 6 if not 10 years.... i9 Nvidia RTX 2080, 32 GB, 1TB ssd + 512 GB ssd.

Hoping to not spend ours at all...  but, knowing how this goes I'll probably have some major expense in the near future to put this toward...

I need someone to talk to.

Quote from: Mudwall Gatewood 3.0 on January 01, 2021, 13:54:36 PMI need someone to talk to.

I added a new category just for you....

You need to do a poll on if you view these checks as wasteful government spending.  I feel like there are better ways to help people in need due to the economy downturn. I just see the nation going more and more in debt. These stimulus payments are payback free if you got more money than you should when they reconcile on the tax returns. Just my .02

Quote from: Big J on January 01, 2021, 15:41:31 PMYou need to do a poll on if you view these checks as wasteful government spending.  I feel like there are better ways to help people in need due to the economy downturn. I just see the nation going more and more in debt. These stimulus payments are payback free if you got more money than you should when they reconcile on the tax returns. Just my .02

Ineffective policy in general.  I liken this to giving the entire US population a paltry days worth of antibiotic when only 20 percent the population is sick. It isn't enough to really help those ravaged, and most don't need the damn check. If our policy makers are so inept, and the populous so silly and myopic, there is no way in hell we will ever have a chance in our struggle with China.

A modern CCC could work on infrastructure week(years), job re-training, etc. Win, win.

Quote from: Big J on January 01, 2021, 15:41:31 PMYou need to do a poll on if you view these checks as wasteful government spending.  I feel like there are better ways to help people in need due to the economy downturn. I just see the nation going more and more in debt. These stimulus payments are payback free if you got more money than you should when they reconcile on the tax returns. Just my .02

I think it should have been lager and earlier in the year but it should also been phased out at a lower income level - trouble is knowing who has become unemployed or has a reduced income.

If I were king;

$1,200 up to $20k
$1,000 up to $25k
$800 up to $30k
$400 up to $35k
$200 up to $40k

Jis say'in

I'll give you an example of how dumb these payments are. If in the 2019 tax year you made $70,000, you got both stimulus payments. And you got a new job in 2020 and you made $150,000, you don't have to repay any of these tax credits. If you made less than what you did in 2019 or had a kid in 2020, you will get the difference in the credit you got and what you should of received. The no repayment stuff is garbage.

I'd rather see that money goes towards unemployment payments or a system that employers can enroll employees in that received reduced hours or salary.

I just used my $ to buy a China computer — some US company components but a Lenovo non the less —

I never really understood IBM selling their ThinkPad lineup to China

5F8456A0-7EB4-4357-8828-378554B56A64.jpeg

The issue with the whole "work" concept is many parents are not rearing their offspring anymore.  They purchase them a game console, smartphone, and let their kids run amuck because it is easy. America is entering an era wherein there will not be enough people with skillsets to maintain basic functions of this country because we're turning into a nation of lazy slow-tards.  This sounds far-fetched, but this is on our doorstep.

This has been the absolute worst year to be a school teacher.  Rather than students and parents working to get through the challenges of today, most would rather show up for class in pajamas, turn off the meeting video so games can be played, and be complete bozos.

My feelings would not be hurt a bit if the earth were hit by an asteroid, and all humanity be wiped away. This would be less shocking, and horrifying than what is coming.

Winston started a pre education program to help get kids up to speed to enter kindergarten —  being 2 - 3 years behind at such an early age meant that they would always be playing catch up.
Don Flow of Flow Motors invested millions into this programs because as he stated in a fund raising speech "I can't find enough qualified employees from this county as they lack the basic skills necessary"

I'll not pretend to have the answers on financial woes of others that may be suffering from this pandemic.

This coming Monday will be my first day volunteering at the county food bank.  My wife and I have been discussing the possibility of local hunger for months.  I recently learned there are well over 100 families in this sparsely populated county that take advantage of the food bank.  In a county fueled by tourism, a sharp decline in tourism employment is a blow.  So, any stimulus $, big or small, ill-advised or not, might be welcomed by some. 

I realize there are the lazy, manipulative, moochers out there, and there are those honest, working folk in need.  I don't have the time or ability to separate the two; let karma sort them out. 

So does anyone know a good source for orvis cfo? Only place I seem to find them are eBay. Might be where my check goes

All of whatever I get, will be donated to local crisis relief outfits that are fiercely dedicated to serving those that are victims of domestic violence, and food insecurity.

I hate to be this guy, but I'm challenging everyone who has seen their retirement portfolios explode this year, and those who did not miss a days work, to finish the work our government was unable or unwilling to  to do.  And that would be to get the stimulus  money into the hands of those who so desperately need it. Inaction has a way of turning into regret.

..."everyone who has seen their retirement portfolios explode this year..."

Retirement portfolio? What's that? Nothing financial "exploded" for me this year except that I lost my weekly music gig to the tune of $12-15K/year. My teacher's retirement didn't increase at all.
I agree, however, that the stimulus money should be going to folks who need it a lot more than me.

No stimulus checks here. But my MIL in assisted living with more in the bank than I do got hers.
And our taxes went up enough to offset any retirement fund increases.
Net nothing.
Just happy to be here and fishing.

Quote from: Phil on January 18, 2021, 19:42:42 PM..."everyone who has seen their retirement portfolios explode this year..."

Retirement portfolio? What's that? Nothing financial "exploded" for me this year except that I lost my weekly music gig to the tune of $12-15K/year. My teacher's retirement didn't increase at all.
I agree, however, that the stimulus money should be going to folks who need it a lot more than me.

you mean last year.... not much portfolio action in 2021  <-;:

More Money Less Problems
Radiolab

Back in March 2020, when the COVID-19 pandemic was just beginning and the shelter-in-place orders brought the economy to a screeching halt, a quirky-but-clever idea to save the economy made its way up to some of the highest levels of government. Congresswoman Rashida Tlaib proposed an ambitious relief bill to keep the country's metaphorical lights on: recurring payments to people to help them stay afloat during the crisis. And the way Congress would pay for it? By minting two platinum $1 trillion coins. (You read that right).  In this episode, we take a jaunt through the evolution of our currency, from the gold-backed bills of the 19th century, to the most powerful computer at the Federal Reserve. And we chase an idea that torpedoes what we thought was a fundamental law of economics. Can we actually just print more money?  This episode was reported by Becca Bressler and was produced by Becca Bressler and Simon Adler. Special thanks to Carlos Mucha, Warren Mosler, David Cay Johnston, Alex Goldmark, Bryant Urstadt, and Amanda Aronczyk.  To learn more about these ideas check out:  Stephanie Kelton's book The Deficit Myth Jacob Goldstein's book Money: The True Story of a Made-Up Thing and the Planet Money podcast Betsey Stevenson's podcast Think Like an Economist  This website for more about #MintTheCoin And for a fun quick read, check out this WIRED article about the surprising origin of the trillion dollar coin.
Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/radiolab/id152249110?i=1000505388515

Quote from: troutrus on March 16, 2021, 10:33:26 AMGuessing if nothing came last time we can expect the same this time around. 🤔

I've noticed an increase in the amount of inbound mail lately from organizations seeking funding. Telephone calls from firemen, cops, breast cancer, etc, etc, etc. seem even heavier than normal. Can't help but think that increase is related to the gov't distributions.

Did you not receive a check because you were over the income limits or because you didn't file a tax return in 2019?  If it is solely because you didn't file a tax return you can recoup it on the 2020 tax return and the 2021 tax return.

Also, you all need to be aware.  The last covid relief bill changed 2020 taxes.  You don't have to pay tax on up to $10,200 of unemployment received in 2020 and there are some changes made to people that have to repay back Obamacare tax credits.  Frickin changing tax law in March for previous year taxes! Don't get me started on how pissed off we are about all the tax returns we have to amend....... 

There are several reasons why a person would not be eligible for filing a tax return but eligible for the stimulus. Anyone who makes under the standard deduction does not have to file. Also anyone who is on Social Security and that's their only income they don't have to file. Lots of people live on just social security. Part time college students who work part time and make under the standard deduction amount is another big chunk. These people have to file a tax return in 2020 to get their stimulus money. Our firm is filing people who just have SS income and just need to file for the stimulus money for free. We just don't feel right charging these people to receive their money.

Authorized Transaction posted overnight.  03/17/21 IRS TREAS 310 TAXEIP3 031721 *****************        $2,8000

We're fortunate, and I'm already too fat.  I need to stop by the local food bank and spread some good will.

I'm giving all of mine plus some (a lot) back to them

Quote from: Dougfish on January 01, 2021, 16:34:52 PMA modern CCC could work on infrastructure week(years), job re-training, etc. Win, win.

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